A Better Mortgage Experience

Facilitating the dream of homeownership with Five-Star Service.
Verify EligibilityAbout Me

“I have been originating mortgages since 2004. The mortgage process requires commitment, attention to detail, patience, and perhaps more than anything, customer service. As your mortgage loan officer you will always be able to count on me to provide you with the utmost care & attention, efficient service and a competitive edge.” – Seth

As an experienced Mortgage Professional here in Maine, my ultimate goal is to create lasting relationships with each of my valuable clients and referral partners so that I may continue providing excellent service for many years to come.

News, Updates, & Resources

Yes, it is possible to have two VA loans at the same time.

It's not often,  but VA borrowers may have the ability to maintain two VA home mortgage loans at the same time. Typically, the scenario involves a VA homeowner who has to relocate but wants to keep and rent out his or her primary residence. To take advantage, the...

Have you heard that the “Fed” just raised interest rates—and immediately after, mortgage rates dropped?

Have you heard that the "Fed" just raised interest rates—and immediately after, mortgage rates dropped? Yes, it seems a little crazy, but it's true. Here's why: Usually, markets anticipate Fed moves. That's what happened here. In fact, investors were preparing for...

If you have tax liens civil judgements or no credit at all, July 1 could be a big day for you.

Credit scores for millions of Americans may soon increase due to two major changes in credit scoring. Starting July 1, the three major credit agencies — Experian, Equifax and TransUnion — are dropping certain negative information from credit reports, including tax...

Reasons Why You Should Consider Refinancing Your Mortgage

Refinancing a mortgage is a golden opportunity to lock in today’s low interest rate for the next 15 or 30 years. While interest rates now are still low, there’s a good chance they will be heading up in the coming months.

4 Tips To Save For That Down Payment

In order to save up a huge amount of cash for the down payment on your first mortgage, you need a solid savings plan!

When you take out a mortgage on your new home as a first time homebuyer, the more you can pay as a down payment the better.

Flaws You Cannot Hide By Staging Your Home

When you sell your home, you want it look as good as possible. To do this, your real estate agent will help you stage your home or, if needed, help you find a professional to stage your home.

What To Consider When Buying A Fixer-Upper

What To Consider When Buying A Fixer-Upper

In your imagination it seems like a great idea – you purchase an older run-down property and you have the chance to fix it up and turn it into the home of your dreams.

What  Are The Requirements To Sell A Home Using An FHA Loan?

What Are The Requirements To Sell A Home Using An FHA Loan?

Before an owner can market a property to buyers that want to use a FHA loan, he will want to familiarize himself with the FHA’s standards. FHA won’t insure loans on just any property.

While their standards aren’t as stringent as they used to be, a home needs to be in relatively good condition to qualify for FHA financing.

What Is A Mortgage Pre-Qualification?

What Is A Mortgage Pre-Qualification?

A mortgage pre-qualification is an initial estimate of what type of mortgage a borrower could get. It is limited, though, because it’s only based on what the borrower tells the lender, which might not be the same as what the lender finds out when it goes through a full process of analyzing the borrower and his credit.

Legal Secrets For Homeowners

Legal Secrets For Homeowners

Being a homeowner is exciting. It can be financially rewarding, too. Unfortunately, it can also put you in a tough legal position.

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